/* ============================================================
   FINOVISTA.BLOG — GLOBAL DESIGN SYSTEM
   Theme: Deep Navy · Gold · White | Finance · Authority · Trust
   ============================================================ */

/* ── RESET & BASE ── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Lora',Georgia,serif;background:var(--cream);color:var(--ink);line-height:1.75;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
ul{list-style:none}

/* ── TOKENS ── */
:root{
  --navy:#0d1b3e;
  --navy-mid:#132050;
  --navy-light:#1e2f60;
  --gold:#c9922a;
  --gold-light:#f0c56e;
  --gold-pale:#fdf5e4;
  --ink:#1c2037;
  --cream:#f7f5f0;
  --white:#ffffff;
  --muted:#6b7590;
  --border:#e2ddd4;
  --card:#ffffff;
  --shadow-sm:0 2px 8px rgba(13,27,62,.06);
  --shadow-md:0 6px 24px rgba(13,27,62,.09);
  --shadow-lg:0 16px 48px rgba(13,27,62,.13);
  --radius:10px;
  --radius-lg:18px;
  --transition:.22s ease;
}

/* ── TYPOGRAPHY ── */
h1,h2,h3,h4,h5{font-family:'Cormorant Garamond',Georgia,serif;line-height:1.15;letter-spacing:-.02em;color:var(--ink)}
h1{font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700}
h2{font-size:clamp(1.6rem,3.5vw,2.5rem);font-weight:700}
h3{font-size:clamp(1.2rem,2.5vw,1.65rem);font-weight:600}
h4{font-size:1.1rem;font-weight:600}
p{font-size:1rem;line-height:1.8;color:#374259;font-weight:400}

/* ── UTILITIES ── */
.container{max-width:1140px;margin:0 auto;padding:0 24px}
.container--narrow{max-width:760px;margin:0 auto;padding:0 24px}
.tag{display:inline-flex;align-items:center;gap:6px;background:var(--gold-pale);color:var(--gold);font-family:'DM Sans',sans-serif;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 13px;border-radius:100px;border:1px solid rgba(201,146,42,.2)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 26px;border-radius:100px;font-family:'DM Sans',sans-serif;font-size:.88rem;font-weight:600;cursor:pointer;transition:all var(--transition);border:none;line-height:1}
.btn--gold{background:var(--gold);color:var(--white)}
.btn--gold:hover{background:#b8821f;transform:translateY(-2px);box-shadow:0 8px 24px rgba(201,146,42,.35)}
.btn--outline{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn--outline:hover{background:var(--navy);color:var(--white)}
.btn--ghost{background:rgba(255,255,255,.08);color:var(--white);border:1.5px solid rgba(255,255,255,.2)}
.btn--ghost:hover{background:rgba(255,255,255,.16);border-color:rgba(255,255,255,.35)}
.divider{height:1px;background:var(--border);margin:40px 0}

/* ── AD CONTAINERS ── */
.ad-unit{background:#f0ede6;border:2px dashed #ccc8be;border-radius:var(--radius);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;color:#999;font-family:'DM Sans',sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
.ad-unit--leaderboard{width:100%;height:90px;min-height:90px}
.ad-unit--rectangle{width:300px;height:250px}
.ad-unit--banner{width:100%;height:60px}
.ad-unit span{font-size:1.4rem}

/* ── NAVIGATION ── */
.nav{position:sticky;top:0;z-index:200;background:var(--navy);border-bottom:1px solid rgba(201,146,42,.18)}
.nav__inner{display:flex;align-items:center;justify-content:space-between;height:68px}
.nav__logo{display:flex;align-items:center;gap:10px;font-family:'Cormorant Garamond',serif;font-size:1.55rem;font-weight:700;color:var(--white);letter-spacing:-.03em}
.nav__logo-mark{width:34px;height:34px;background:var(--gold);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem}
.nav__logo em{font-style:normal;color:var(--gold-light)}
.nav__links{display:flex;align-items:center;gap:4px}
.nav__links a{font-family:'DM Sans',sans-serif;font-size:.84rem;font-weight:500;color:rgba(255,255,255,.72);padding:8px 14px;border-radius:8px;transition:all var(--transition)}
.nav__links a:hover,.nav__links a.active{color:var(--white);background:rgba(255,255,255,.08)}
.nav__links a.active{color:var(--gold-light)}
.nav__cta{margin-left:12px}
.nav__hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:none}
.nav__hamburger span{display:block;width:22px;height:2px;background:rgba(255,255,255,.7);border-radius:2px;transition:all var(--transition)}
.nav__mobile{display:none;background:var(--navy-mid);border-top:1px solid rgba(255,255,255,.07);padding:16px 24px 24px}
.nav__mobile a{display:block;font-family:'DM Sans',sans-serif;font-size:.92rem;font-weight:500;color:rgba(255,255,255,.75);padding:12px 0;border-bottom:1px solid rgba(255,255,255,.06)}
.nav__mobile a:last-child{border:none}
.nav__mobile a:hover{color:var(--gold-light)}

/* ── PAGE HERO ── */
.page-hero{background:var(--navy);padding:80px 0 70px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 70% -10%,rgba(201,146,42,.14) 0%,transparent 60%),radial-gradient(ellipse at 10% 110%,rgba(30,47,96,.8) 0%,transparent 60%);pointer-events:none}
.page-hero__tag{margin-bottom:20px}
.page-hero__title{color:var(--white);margin-bottom:18px;position:relative}
.page-hero__title em{font-style:normal;color:var(--gold-light)}
.page-hero__sub{color:rgba(255,255,255,.6);font-size:1.1rem;max-width:580px;font-weight:400;position:relative}

/* ── SECTION ── */
.section{padding:80px 0}
.section--alt{background:var(--cream)}
.section--dark{background:var(--navy)}
.section--dark h2,.section--dark h3,.section--dark h4{color:var(--white)}
.section--dark p{color:rgba(255,255,255,.65)}
.section__header{margin-bottom:52px}
.section__header--center{text-align:center}
.section__header--center .section__sub{margin:0 auto}
.section__tag{margin-bottom:14px}
.section__title{margin-bottom:12px}
.section__sub{color:var(--muted);font-size:1rem;max-width:540px;line-height:1.7;font-family:'DM Sans',sans-serif}

/* ── HERO (HOME) ── */
.hero{background:var(--navy);padding:100px 0 90px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 75% 20%,rgba(201,146,42,.13),transparent 55%),radial-gradient(ellipse at 5% 85%,rgba(30,47,96,.9),transparent 55%);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent)}
.hero__inner{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.hero__badge{margin-bottom:22px}
.hero__title{color:var(--white);margin-bottom:22px;position:relative}
.hero__title em{font-style:normal;color:var(--gold-light)}
.hero__body{color:rgba(255,255,255,.62);font-size:1.05rem;margin-bottom:36px;max-width:480px;font-family:'DM Sans',sans-serif;line-height:1.75}
.hero__actions{display:flex;gap:14px;flex-wrap:wrap}
.hero__trust{display:flex;gap:28px;margin-top:44px;padding-top:36px;border-top:1px solid rgba(255,255,255,.1)}
.hero__trust-item{display:flex;flex-direction:column}
.hero__trust-num{font-family:'Cormorant Garamond',serif;font-size:1.9rem;font-weight:700;color:var(--white);line-height:1}
.hero__trust-label{font-family:'DM Sans',sans-serif;font-size:.72rem;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:.08em;margin-top:4px}
.hero__visual{position:relative;display:flex;flex-direction:column;gap:16px}
.hero__card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-lg);padding:24px 26px;backdrop-filter:blur(10px);transition:all var(--transition)}
.hero__card:hover{background:rgba(255,255,255,.08);border-color:rgba(201,146,42,.3)}
.hero__card-label{font-family:'DM Sans',sans-serif;font-size:.7rem;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:.1em;margin-bottom:8px}
.hero__card-value{font-family:'Cormorant Garamond',serif;font-size:1.7rem;font-weight:700;color:var(--white);line-height:1}
.hero__card-delta{font-family:'DM Sans',sans-serif;font-size:.8rem;margin-top:6px;display:inline-flex;align-items:center;gap:4px}
.hero__card-delta.up{color:#4ade80}
.hero__card-delta.down{color:#f87171}
.hero__card-bar{height:4px;background:rgba(255,255,255,.1);border-radius:2px;margin-top:12px;overflow:hidden}
.hero__card-fill{height:100%;background:linear-gradient(90deg,var(--gold),var(--gold-light));border-radius:2px;transition:width 1s ease}

/* ── ARTICLE CARDS ── */
.articles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.articles-grid--hero{grid-template-columns:1.6fr 1fr;gap:28px}
.article-card{background:var(--card);border-radius:var(--radius-lg);border:1px solid var(--border);overflow:hidden;display:flex;flex-direction:column;transition:all var(--transition);box-shadow:var(--shadow-sm)}
.article-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:rgba(201,146,42,.35)}
.article-card__thumb{height:200px;background:var(--navy);display:flex;align-items:center;justify-content:center;font-size:3.5rem;position:relative;overflow:hidden}
.article-card__thumb::after{content:'';position:absolute;inset:0;background:linear-gradient(to top,rgba(13,27,62,.5),transparent)}
.thumb--budgeting{background:linear-gradient(135deg,#0d1b3e,#1e3a5f)}
.thumb--investing{background:linear-gradient(135deg,#0d2e1b,#1a4d2e)}
.thumb--debt{background:linear-gradient(135deg,#2e0d0d,#4d1a1a)}
.thumb--wealth{background:linear-gradient(135deg,#1e1a0d,#3d3010)}
.thumb--tax{background:linear-gradient(135deg,#1a0d2e,#2e1a4d)}
.thumb--savings{background:linear-gradient(135deg,#0d2e2e,#1a4d4d)}
.article-card__body{padding:24px;flex:1;display:flex;flex-direction:column}
.article-card__cat{font-family:'DM Sans',sans-serif;font-size:.72rem;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.1em;margin-bottom:10px}
.article-card__title{font-family:'Cormorant Garamond',serif;font-size:1.2rem;font-weight:700;color:var(--ink);line-height:1.3;margin-bottom:10px}
.article-card__title:hover{color:var(--gold)}
.article-card__excerpt{font-family:'DM Sans',sans-serif;font-size:.85rem;color:var(--muted);line-height:1.65;flex:1}
.article-card__meta{display:flex;align-items:center;gap:12px;margin-top:18px;padding-top:16px;border-top:1px solid var(--border);font-family:'DM Sans',sans-serif;font-size:.76rem;color:var(--muted)}
.article-card__meta-dot{width:26px;height:26px;background:var(--gold-pale);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.9rem;flex-shrink:0}
.article-card--featured .article-card__thumb{height:280px}
.article-card--featured .article-card__title{font-size:1.55rem}
.article-card--mini{flex-direction:row;border-radius:var(--radius)}
.article-card--mini .article-card__thumb{width:80px;height:80px;flex-shrink:0;font-size:1.8rem}
.article-card--mini .article-card__body{padding:14px 16px}
.article-card--mini .article-card__title{font-size:1rem;margin-bottom:4px}

/* ── TOPICS ── */
.topics-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.topic-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px 20px;text-align:center;cursor:pointer;transition:all var(--transition);box-shadow:var(--shadow-sm)}
.topic-card:hover{border-color:var(--gold);box-shadow:0 8px 28px rgba(201,146,42,.14);transform:translateY(-3px)}
.topic-card__icon{font-size:2.2rem;margin-bottom:14px}
.topic-card__name{font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:6px}
.topic-card__count{font-family:'DM Sans',sans-serif;font-size:.76rem;color:var(--muted)}

/* ── TOOLS ── */
.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tool-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.09);border-radius:var(--radius-lg);padding:30px 24px;transition:all var(--transition)}
.tool-card:hover{background:rgba(201,146,42,.07);border-color:rgba(201,146,42,.3);transform:translateY(-4px)}
.tool-card__icon{font-size:2rem;margin-bottom:16px}
.tool-card__name{font-family:'Cormorant Garamond',serif;font-size:1.2rem;font-weight:700;color:var(--white);margin-bottom:8px}
.tool-card__desc{font-family:'DM Sans',sans-serif;font-size:.84rem;color:rgba(255,255,255,.55);line-height:1.6}
.tool-card__link{margin-top:16px;font-family:'DM Sans',sans-serif;font-size:.78rem;font-weight:600;color:var(--gold-light);display:inline-flex;align-items:center;gap:6px}

/* ── NEWSLETTER ── */
.newsletter{background:var(--gold);padding:70px 0}
.newsletter__inner{text-align:center}
.newsletter__title{color:var(--navy);margin-bottom:10px}
.newsletter__sub{font-family:'DM Sans',sans-serif;color:rgba(13,27,62,.7);font-size:1rem;margin-bottom:32px}
.newsletter__form{display:flex;gap:10px;max-width:500px;margin:0 auto}
.newsletter__input{flex:1;padding:14px 20px;border-radius:100px;border:none;outline:none;font-family:'DM Sans',sans-serif;font-size:.92rem;color:var(--ink);box-shadow:inset 0 2px 6px rgba(0,0,0,.08)}
.newsletter__input::placeholder{color:#9ca3af}
.newsletter__btn{padding:14px 26px;background:var(--navy);color:var(--white);border:none;border-radius:100px;font-family:'DM Sans',sans-serif;font-size:.88rem;font-weight:600;cursor:pointer;transition:all var(--transition);white-space:nowrap}
.newsletter__btn:hover{background:var(--navy-mid)}
.newsletter__note{margin-top:12px;font-family:'DM Sans',sans-serif;font-size:.74rem;color:rgba(13,27,62,.55)}

/* ── FOOTER ── */
.footer{background:var(--navy);padding:72px 0 28px;border-top:1px solid rgba(201,146,42,.15)}
.footer__grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:52px;margin-bottom:52px}
.footer__logo{font-family:'Cormorant Garamond',serif;font-size:1.6rem;font-weight:700;color:var(--white);margin-bottom:14px;display:flex;align-items:center;gap:9px}
.footer__logo em{font-style:normal;color:var(--gold-light)}
.footer__logo-mark{width:30px;height:30px;background:var(--gold);border-radius:7px;display:flex;align-items:center;justify-content:center;font-size:.95rem}
.footer__desc{font-family:'DM Sans',sans-serif;font-size:.84rem;color:rgba(255,255,255,.45);line-height:1.7;margin-bottom:20px}
.footer__social{display:flex;gap:10px}
.footer__social a{width:36px;height:36px;background:rgba(255,255,255,.07);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:.95rem;transition:all var(--transition);border:1px solid rgba(255,255,255,.08)}
.footer__social a:hover{background:var(--gold);border-color:var(--gold)}
.footer__col h4{font-family:'DM Sans',sans-serif;font-size:.78rem;font-weight:700;color:rgba(255,255,255,.85);text-transform:uppercase;letter-spacing:.1em;margin-bottom:18px}
.footer__col a{display:block;font-family:'DM Sans',sans-serif;font-size:.84rem;color:rgba(255,255,255,.45);margin-bottom:10px;transition:color var(--transition)}
.footer__col a:hover{color:var(--gold-light)}
.footer__bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;padding-top:28px;border-top:1px solid rgba(255,255,255,.07);font-family:'DM Sans',sans-serif;font-size:.76rem;color:rgba(255,255,255,.35)}
.footer__bottom a{color:rgba(255,255,255,.45);transition:color var(--transition)}
.footer__bottom a:hover{color:var(--gold-light)}
.footer__legal{font-family:'DM Sans',sans-serif;font-size:.72rem;color:rgba(255,255,255,.28);line-height:1.65;margin-top:16px}

/* ── ARTICLE PAGE ── */
.article-hero{background:var(--navy);padding:80px 0 60px;position:relative;overflow:hidden}
.article-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 60% 0%,rgba(201,146,42,.12),transparent 55%);pointer-events:none}
.article-hero__cat{font-family:'DM Sans',sans-serif;font-size:.72rem;font-weight:700;color:var(--gold-light);text-transform:uppercase;letter-spacing:.12em;margin-bottom:16px}
.article-hero__title{color:var(--white);margin-bottom:22px;max-width:800px}
.article-hero__meta{display:flex;align-items:center;gap:18px;flex-wrap:wrap;font-family:'DM Sans',sans-serif;font-size:.82rem;color:rgba(255,255,255,.5)}
.article-hero__author{display:flex;align-items:center;gap:10px}
.article-hero__author-avatar{width:36px;height:36px;background:var(--gold-pale);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.1rem;border:2px solid rgba(201,146,42,.3)}
.article-hero__author-name{color:rgba(255,255,255,.8);font-weight:600}
.article-layout{display:grid;grid-template-columns:1fr 300px;gap:48px;padding:56px 0}
.article-content h2{margin:36px 0 14px}
.article-content h3{margin:28px 0 10px}
.article-content p{margin-bottom:20px;font-size:1rem;line-height:1.85;color:#2d3350}
.article-content ul,.article-content ol{margin:18px 0 18px 22px;list-style:initial}
.article-content li{font-size:1rem;color:#2d3350;line-height:1.8;margin-bottom:8px;list-style:disc}
.article-content strong{color:var(--ink)}
.article-content .callout{background:var(--gold-pale);border-left:3px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;padding:20px 22px;margin:28px 0;font-family:'DM Sans',sans-serif;font-size:.95rem;color:#4a3800}
.article-content .callout strong{color:#2e2200}
.article-sidebar{display:flex;flex-direction:column;gap:24px}
.sidebar-widget{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm)}
.sidebar-widget h4{font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid var(--border)}

/* ── ABOUT PAGE ── */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.team-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 24px;text-align:center;transition:all var(--transition);box-shadow:var(--shadow-sm)}
.team-card:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:var(--shadow-md)}
.team-card__avatar{width:88px;height:88px;border-radius:50%;background:linear-gradient(135deg,var(--gold-pale),#fde8a0);margin:0 auto 18px;display:flex;align-items:center;justify-content:center;font-size:2.4rem;border:3px solid rgba(201,146,42,.2)}
.team-card__name{font-family:'Cormorant Garamond',serif;font-size:1.2rem;font-weight:700;margin-bottom:4px}
.team-card__role{font-family:'DM Sans',sans-serif;font-size:.74rem;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.09em;margin-bottom:14px}
.team-card__bio{font-family:'DM Sans',sans-serif;font-size:.84rem;color:var(--muted);line-height:1.65}
.values-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.value-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;display:flex;gap:18px;align-items:flex-start;transition:all var(--transition);box-shadow:var(--shadow-sm)}
.value-card:hover{border-color:var(--gold);box-shadow:var(--shadow-md)}
.value-card__icon{width:48px;height:48px;background:var(--gold-pale);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;flex-shrink:0;border:1px solid rgba(201,146,42,.15)}
.value-card__title{font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:6px}
.value-card__desc{font-family:'DM Sans',sans-serif;font-size:.84rem;color:var(--muted);line-height:1.6}
.mission-banner{background:var(--navy-mid);border-radius:var(--radius-lg);padding:48px;position:relative;overflow:hidden;text-align:center}
.mission-banner::before{content:'◆';position:absolute;right:-10px;top:-20px;font-size:10rem;color:rgba(201,146,42,.06);font-family:'Cormorant Garamond',serif;pointer-events:none}
.mission-banner h2{color:var(--white);margin-bottom:14px}
.mission-banner p{color:rgba(255,255,255,.6);font-family:'DM Sans',sans-serif;font-size:.97rem;max-width:620px;margin:0 auto}

/* ── CONTACT PAGE ── */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.contact-form{background:var(--card);border-radius:var(--radius-lg);border:1px solid var(--border);padding:40px;box-shadow:var(--shadow-sm)}
.form-group{margin-bottom:22px}
.form-group label{display:block;font-family:'DM Sans',sans-serif;font-size:.8rem;font-weight:600;color:var(--ink);margin-bottom:8px;text-transform:uppercase;letter-spacing:.06em}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:13px 16px;border:1.5px solid var(--border);border-radius:var(--radius);font-family:'DM Sans',sans-serif;font-size:.92rem;color:var(--ink);background:var(--cream);outline:none;transition:border-color var(--transition)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold);background:var(--white)}
.form-group textarea{resize:vertical;min-height:130px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.contact-info{display:flex;flex-direction:column;gap:20px}
.contact-info-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:26px;display:flex;gap:18px;align-items:flex-start;box-shadow:var(--shadow-sm)}
.contact-info-card__icon{width:46px;height:46px;background:var(--gold-pale);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0;border:1px solid rgba(201,146,42,.15)}
.contact-info-card__title{font-family:'Cormorant Garamond',serif;font-size:1.05rem;font-weight:700;color:var(--ink);margin-bottom:5px}
.contact-info-card__text{font-family:'DM Sans',sans-serif;font-size:.84rem;color:var(--muted);line-height:1.55}
.contact-info-card__text a{color:var(--gold);font-weight:500}
.form-success{display:none;background:#d1fae5;border:1px solid #6ee7b7;border-radius:var(--radius);padding:16px 20px;font-family:'DM Sans',sans-serif;font-size:.9rem;color:#065f46;margin-top:16px}

/* ── PRIVACY PAGE ── */
.privacy-content h2{margin:40px 0 14px;font-size:1.5rem}
.privacy-content h3{margin:26px 0 10px;font-size:1.15rem;color:var(--navy-light)}
.privacy-content p{margin-bottom:16px;font-family:'DM Sans',sans-serif;font-size:.95rem;color:#374259;line-height:1.8}
.privacy-content ul{margin:12px 0 16px 22px}
.privacy-content li{font-family:'DM Sans',sans-serif;font-size:.95rem;color:#374259;line-height:1.75;margin-bottom:6px;list-style:disc}
.privacy-content a{color:var(--gold);font-weight:500}
.privacy-content a:hover{text-decoration:underline}
.privacy-toc{background:var(--gold-pale);border:1px solid rgba(201,146,42,.25);border-radius:var(--radius-lg);padding:28px 32px;margin-bottom:40px}
.privacy-toc h4{font-family:'Cormorant Garamond',serif;font-size:1.15rem;font-weight:700;color:var(--ink);margin-bottom:14px}
.privacy-toc ol{padding-left:18px}
.privacy-toc li{font-family:'DM Sans',sans-serif;font-size:.88rem;color:var(--navy);margin-bottom:7px;list-style:decimal}
.privacy-toc a{color:var(--gold)}

/* ── RESPONSIVE ── */
@media(max-width:1024px){
  .footer__grid{grid-template-columns:1fr 1fr;gap:36px}
  .article-layout{grid-template-columns:1fr}
  .article-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:20px}
}
@media(max-width:900px){
  .hero__inner{grid-template-columns:1fr}.hero__visual{display:none}
  .articles-grid{grid-template-columns:1fr 1fr}
  .articles-grid--hero{grid-template-columns:1fr}
  .topics-grid{grid-template-columns:repeat(2,1fr)}
  .tools-grid{grid-template-columns:1fr 1fr}
  .team-grid{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr}
  .values-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .nav__links{display:none}
  .nav__hamburger{display:flex}
  .articles-grid{grid-template-columns:1fr}
  .topics-grid{grid-template-columns:1fr 1fr}
  .tools-grid{grid-template-columns:1fr}
  .team-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .newsletter__form{flex-direction:column}
  .footer__grid{grid-template-columns:1fr}
  .article-sidebar{grid-template-columns:1fr}
  .hero{padding:64px 0}
  .section{padding:56px 0}
}

/* ── ANIMATIONS ── */
@keyframes fadeUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
.anim{opacity:0;animation:fadeUp .55s ease forwards}
.anim-d1{animation-delay:.05s}.anim-d2{animation-delay:.13s}.anim-d3{animation-delay:.21s}.anim-d4{animation-delay:.29s}.anim-d5{animation-delay:.37s}